“When your entire world collapses in a single moment — when creditors circle and the pressure feels unbearable — you need more than advice. You need someone who can create breathing space, who can think clearly when you can’t, and who can act when no one else is listening. For me, that person was Roger Lownsbrough, Director at Anvilba. I was a personal guarantor, drowning under debt, and facing relentless pressure from creditors who wouldn’t hear a word apart from “full payment, now.” It felt like I was completely alone. That’s when Roger stepped in. Through his incredible personal skills, experience, and network, Roger managed to hold those creditors at bay — not with empty promises, but with calm authority and practical solutions. He built payment plans where none seemed possible, and kept those financial sharks at a safe distance, giving my business the room it needed to breathe, recover, and eventually start generating revenue again. More than just a consultant, Roger became a true lifeline. He gave me hope when I had none. His steady presence and unwavering belief made the impossible feel manageable. He walked beside me through the worst period of my professional life — and never once let go of that guiding light. In one sense, I hope you never need Roger’s help — because if you do, it means things are truly serious. But life isn’t a fairy tale, and if you ever find yourself walking through fire, Roger is the person you want by your side. Roger, I cannot thank you enough. I used to owe everything to financial creditors. Now, I owe something far greater to you — my future. With Regards Michal Kowalski”

“During a challenging period when disagreements among shareholders were creating significant roadblocks and hindering our ability to move forward, Roger proved to be invaluable. He provided a clear understanding of the implications of our situation and outlined the options available to us. His extensive network offered us opportunities to explore alternate paths out of the difficulties we faced. Roger was not only a tremendous asset in identifying viable solutions but also a calming presence in what can be an extremely stressful environment.”

“Roger's service during my Delapidation process has been magnificent, he really knows the ins and outs of the process, I appointed a so called legal Delapidation lawyer to handle my defence and they kept going back to Roger for guidance, it's taken almost 18 months to reach an agreement with my former landlord and Roger has been with me every step of the way, he is a first class professional in his field, thanks so much Roger.”

“I was first introduced to Roger 2 years ago, when my limited company took a severe turn for the worse, leading to liquidation. Then the real problems started for me when all the personal guarantees came to light, and the only exit strategy was personal bankruptcy. The worst part of it for me was how to deal with the Trustees interest in the family home. Roger came to the table with his reassuring and matter of fact, let’s face what is coming and deal with it one step at a time, approach. He used his years of experience, and truly kept to his word. He made it feel like our troubles had been taken away from myself and my partner. He did all the negotiating direct, achieving an extremely positive outcome for us, an affordable settlement to buy out the Trustee’s interest, leaving us in our home. It doesn’t end there. He managed to put me onto a lender that would provide a second mortgage on the property, even though I had only recently been discharged from bankruptcy. If you unfortunately find yourself in the situation I found myself in, Roger is the person to sort the job out. Casual, prompt, honest and reassuring every step of the way. The best is, for the outcome he achieved, his fees are very reasonable. Absolutely the most honest, hard working chap I have ever done business with, for which we as a family will forever be grateful.”

“I can't express enough gratitude for the exceptional support I received from Roger at Anvil Business Advisory. When my business faced the challenging task of negotiating with difficult creditors during its closure, Roger stepped in as a true lifesaver. His expertise and professionalism were evident from the moment we began working together. Roger not only understood the intricate financial details but also showed an incredible knack for navigating sensitive situations. His strategic approach to negotiations was nothing short of impressive, and he consistently kept my best interests at heart. What truly stood out was Roger's ability to communicate effectively with creditors who seemed adamant and uncompromising. His calm demeanor and persuasive skills helped ease the tension and resulted in successful negotiations that I couldn't have achieved on my own. Roger's dedication to my case was remarkable. He was responsive, accessible, and consistently provided updates, making sure I was well-informed every step of the way. His commitment to finding solutions was unwavering, and I felt reassured knowing that he was in my corner. If you're looking for someone who not only understands the complexities of business finances but also has the compassion and determination to guide you through tough situations, Roger at Anvil Business Advisory is the person to turn to. I am immensely grateful for his support during a challenging period and wholeheartedly recommend his services. Thank you, Roger!”