Personal guarantees


Personal guarantees

How we can help you

Expert Guidance on Personal Guarantees

When directors inquire about personal guarantees, it's essential to guide them to someone who can provide them with good advice and solutions. We specialise in assisting directors who need to navigate personal guarantees effectively.

Why Choose Our Personal Guarantee Services

  • Expertise in Negotiation: We have a proven track record of negotiating favourable settlements.
  • Comprehensive Approach: We consider all aspects of the director's circumstances to ensure a fair resolution.
  • Timely Action: We act promptly to address personal guarantees, protecting both the director and creditors.

If you can’t help the director with a PG, direct them to someone who can

  • Review and Assessment: We review personal guarantees and assess their validity.
  • Negotiation: Our team engages in negotiations to secure the best possible settlement.
  • Comprehensive Analysis: We take all factors into account to protect the interests of all parties involved.
  • Positive Outcomes: Our track record demonstrates our ability to achieve better-than-expected settlements.

Collaborate with Us for Personal Guarantees

An Insolvency Practitioner is unlikely to assist with guidance on personal guarantees. Referring a director to us for advice will give the director the opportunity to discuss their issues, and take a weight off their shoulders.  Collaborate with us today to provide comprehensive solutions to directors facing these challenges.

DISCLAIMER: WE ARE NOT SOLICITORS OR ACCOUNTANTS, AND ACCORDINGLY DO NOT OPERATE OUR SERVICES IN COMPETITION. WE MAKE OUR SERVICES AVAILABLE AS USEFUL AND OFTEN VERY NECESSARY BOLT ON SERVICES TO THOSE ALREADY OFFERED BY PROFESSIONALS.

Personal guarantees

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Feedback from our clients

Testimonials

Rated
5.0
/5 from

David Sharp

October 2025

“Unfortunately sometime after my retirement one of the major household Banks pursued me for a personal garuantee I had provided to a company I had supported and had now gone into administration. I was also suffering serious health problems but thankfully Roger took hold of the...”
“Unfortunately sometime after my retirement one of the major household Banks pursued me for a personal garuantee I had provided...”

neh

September 2025

“after going through all the covid lockdowns and trying to keep my company going, it got to a point where i was on the verge of losing everything. The stress gave me a near fatal heart attack, i was introduced to roger after our first meeting i felt like a huge weight was lifted...”
“after going through all the covid lockdowns and trying to keep my company going, it got to a point where i was on the verge...”

Michał Kowalski

July 2025

“When your entire world collapses in a single moment — when creditors circle and the pressure feels unbearable — you need more than advice. You need someone who can create breathing space, who can think clearly when you can’t, and who can act when no one else is listening...”
“When your entire world collapses in a single moment — when creditors circle and the pressure feels unbearable — you need...”

Ian Webster

May 2025

“During a challenging period when disagreements among shareholders were creating significant roadblocks and hindering our ability to move forward, Roger proved to be invaluable. He provided a clear understanding of the implications of our situation and outlined the options available...”
“During a challenging period when disagreements among shareholders were creating significant roadblocks and hindering our...”

Michael Green

June 2024

“Roger's service during my Delapidation process has been magnificent, he really knows the ins and outs of the process, I appointed a so called legal Delapidation lawyer to handle my defence and they kept going back to Roger for guidance, it's taken almost 18 months to reach an...”
“Roger's service during my Delapidation process has been magnificent, he really knows the ins and outs of the process, I appointed...”

Leon Burton

June 2024

“I was first introduced to Roger 2 years ago, when my limited company took a severe turn for the worse, leading to liquidation. Then the real problems started for me when all the personal guarantees came to light, and the only exit strategy was personal bankruptcy. The worst part...”
“I was first introduced to Roger 2 years ago, when my limited company took a severe turn for the worse, leading to liquidation...”

Take a look what we do

Other Services

Personal Guarantees

A directors personal guarantee can be called upon at the first sign of difficulty, not just as a result of business failure, which can be a shock at a time you don’t need it. Ignoring it is a mistake, you need to get advice and start dealing with it as soon as possible. We have a proven track record of negotiating better than expected settlements for our clients so with us in your corner, you can be assured that you are in safe hands.

Debt recovery for accountants

Not just for accountants themselves, but more for an accountant’s clients. Many businesses are nursing a debt ledger which is hurting their business. They are in effect being used as a free bank for non paying customers, usually at the cost of running a higher than normal overdraft facility, which is not a free banking service. Therefore, the net outcome is an unnecessary additional overhead for the business. If you are unsure of where to direct your client for debt recovery services, we would be happy to discuss how we can assist them. It costs nothing to have a chat, and see if we can free up some or all of their debt ledger.

Debt Recovery for Insolvency Practitioners

We are regularly instructed for recovery work by Insolvency Practitioners, who are looking for a tenacious service to deliver the best recovery outcome. We understand the requirements of the Insolvency Practitioner, as well as the expectations of the debtors. Where debt recovery has previously been undertaken in house, we have proven that our services are more time and cost efficient, freeing employed members of the team to do what they do best, while also delivering a higher level of recovery ensuring a best outcome for creditors.

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